Publisher
PayoffPath is published by Alonso Pinar Jimenez. Contact: zykoadministracion@gmail.com.
No advice, and no professional relationship
Everything on PayoffPath is general information about how debt, credit, collections and bankruptcy work in the United States. It is not financial, legal or tax advice, it is not tailored to your circumstances, and reading it does not create an attorney-client, adviser-client or fiduciary relationship of any kind.
PayoffPath is not a law firm, a debt relief company, a credit repair organization, a credit counseling agency, a lender or a broker. We do not negotiate with creditors on anyone’s behalf and we do not take clients.
Accuracy and change
Debt collection and bankruptcy rules differ by state and change over time, and interest rates and program terms change constantly. We work to keep this site accurate and we source it carefully, but we make no warranty that any statement here is current or that it applies to your situation. Verify anything you are going to act on — and where the stakes are real, verify it with a professional licensed in your state.
Limitation of liability
To the fullest extent permitted by law, Alonso Pinar Jimenez accepts no liability for any loss arising from action taken, or not taken, on the basis of this site.
External links
We link to government agencies, courts and other outside sources because they are the primary authority. We do not control those sites and are not responsible for their content.
Copyright
The text, layout and original graphics on this site are © Alonso Pinar Jimenez. You may quote briefly with attribution and a link. Republishing whole articles requires written permission.